If you are thinking of purchasing a home inAsheville NC your first step is to get pre-qualified by a Mortgage Lender. By getting pre-qualified first before you start looking at homes for sale is the best avenue to travel. This allows you to know what you can afford and what you can't.
Although many customers will start shopping for a home first and then get pre-qualified later. In most cases by doing it this way they soon find out that they have wasted precious time and can become very discouraged.
In addition most real estate offers presented today must be accompanied by a pre- qualification letter. So if you are competing for a house and the other buyer presents their offer with a pre-qualification letter and you don't have one chances are they might proceed with the other offer, and you just lost the house. As I'm sure you are aware lending has also tightened up and therefore it is essential to have your ducks in a row before heading out to look at Asheville Real Estate.
There are many Asheville real estate Mortgage Lenders to help you determine what you can afford, discuss your credit, employment etc..
- Pre-Qualification Service helps you determine how much home you can afford.
- Pre-Approval Service helps you line up the financing so you can shop for a new home with confidence.
- Counseling on financing options, will help you decide what is best for your individual circumstances.
- Now is a great time to buy, there is plenty of inventory and interest rates are still low.
To look up additional terms and definitions view our Real Estate Glossary.
This is offered as a partial list of available Asheville real estate sources only and not a recommendation of any one company/person.
Beverly-Hanks Mortgage 828-251-1800, click here for web page
Asheville Savings Bank 828-254-7411
Capital Bank 828-277-5001
Carolina Mortgage 828-698-3288
Cornerstone Residential Mortgage 828-650-9422
Hometrust Bank 828-259-3939
Macon Bank 828-654-8002
RBC Bank 828-326-8750
Suntrust Mortgage 828-694-2119
Wells Fargo 828-684-8650
Carteret Mortgage 828-210-0680